La finance joue un rôle très important dans notre vie quotidienne. Il est essentiel de savoir en parler. Si jamais vous envisagez de rester dans un anglophone, ces mots liés à la finance en anglais vous aideront.
1. Accounts
Meaning: the set of official records that show the financial situation of a company and what it has spent, received, borrowed, etc. in a particular period
French: compte
Who handles your accounts? (Qui gère vos comptes?)
2. Balance Sheet
Meaning – a statement that shows the value of a company’s assets (= things of positive value) and its debts
French – bilan
My balance sheet never tallies. (Mon bilan ne correspond jamais.)
3. Income
Meaning – money that is earned from doing work or received from investments
French – revenu
She gets her income from baking. (Elle tire ses revenus de la pâtisserie.)
4. Expenditure
Meaning: the total amount of money that a government or person spends
French: – dépenses
The unexpected expenditure left her stressed. (Les dépenses imprévues l’ont stressée.)
5. Assets
Meaning – something valuable belonging to a person or organization that can be used for the payment of debts
French – atout
She has gathered lots of assets over the years. (Elle a rassemblé de nombreux atouts au fil des ans.)
6. Liabilities
Meaning – moneys owed; debts or pecuniary obligations
French – passif
Your liabilities should always be lesser than your assets. (Votre passif doit toujours être inférieur à votre actif.)
7. Transfer
Meaning – to move money from one account to another
French – transfert
The transfer was successful. (Le transfert a réussi.)
8. Mortgage
Meaning – an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself
French – hypothèque
They hope to pay off the mortgage on their home soon. (Ils espèrent bientôt rembourser l’hypothèque de leur maison.)
9. Invest
Meaning – to put money, effort, time, etc. into something to make a profit or get an advantage
French – investir
I plan to invest in a new vehicle soon. (Je prévois d’investir bientôt dans un nouveau véhicule.)
10. Loan
Meaning – an amount of money that is borrowed, often from a bank, and has to be paid back, usually together with an extra amount of money that you have to pay as a charge for borrowing
French – prêt
She was finally happy to clear all her student loans. (Elle était enfin heureuse de rembourser tous ses prêts étudiants.)
11. Withdrawal
Meaning: when you take money out of a bank account
French – retrait
She made a withdrawal of a huge amount for her wedding. (Elle a fait un retrait d’un montant énorme pour son mariage.)
12. Audit
Meaning – to make an official examination of the accounts of a business and produce a report
French – audit
She hates going for audits. (Elle déteste aller pour des audits.)
13. Capital
Meaning – money and possessions, especially a large amount of money used for producing more wealth or for starting a new business
French: capital
He had enough capital to start his own business. (Il avait suffisamment de capital pour démarrer sa propre entreprise.)
14. Equity
Meaning – the value of a company, divided into many equal parts owned by the shareholders, or one of the equal parts into which the value of a company is divided
French: fonds propres
We’ve been slowly paying off our mortgage and building up equity in our house. (Nous avons lentement remboursé notre hypothèque et accumulé des fonds propres dans notre maison.)
15. Brokerage
Meaning – the amount of money that a broker charges
French: courtage
He works for a brokerage firm. (Il travaille pour une société de courtage.)
Maintenant que vous connaissez la signification de ces mots, assurez-vous de les utiliser quand vous parlez de la finance. Pour plus de vocabulaire anglais, continuez à lire le blog.
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